When you come to our offices and meet with one of our skilled bankruptcy
lawyers, we will begin by answering your questions and then reviewing
your financial situation. Bankruptcy isn't for everyone and there
are alternate methods of
debt relief if it is determined that bankruptcy isn't the best choice for you.
Chapter 7 is the most common type of bankruptcy and helps when an individual
has few assets besides their home, vehicle, and personal possessions.
Most people are able to keep all of their assets while all their credit
cards, medical bills, and other unsecured debts are discharged (cancelled)
by the court. This allows them a fresh start in life, debt free.
There are certain types of debts, such as child support, alimony, school
loans, and certain taxes, that cannot be included in your settlement.
When you go through the Chapter 7 bankruptcy process, you will also be
required to attend an approved credit counseling program to help you learn
how to handle your finances and budget more wisely once your bankruptcy