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Understanding Debt Settlement

Looking for solutions to your debt problem?

If you have accumulated too much debt, you may want to consider debt settlement to reduce or eliminate your financial burdens. Debt settlement involves negotiation with creditors to lessen the amount of money owed. In some situations, the debt can even be completely eliminated. A skilled San Diego debt lawyer can review your finances and discuss how your debts can be settled. A competent attorney can also negotiate with creditors on your behalf to receive a favorable settlement offer. Debts can be settled in other ways as well, such a filing for bankruptcy and debt consolidation. It is important that you explore all of your debt relief options before making a decision on how to resolve your financial circumstances.

Want to discuss your case in a free consultation?
Call us today at (888) 875-9190.

Choosing a Debt Settlement Attorney in San Diego

San Diego Legal Pros is a capable bankruptcy law firm that has helped many individuals eliminate their debts. We are well versed in debt relief solutions and will work with you to find the best option for your financial condition. Some of the factors that are taken into consideration when determining which debt remedy to choose include:

  • The amount and type of debt
  • To whom the money is owed
  • The amount of interest currently being paid on loans and other financial commitments
  • Your income sources, assets, and property
  • Whether or not you have previously filed for bankruptcy
  • Your disposable income (income minus expenses)
  • Any pending foreclosures or repossessions

When a person is heavily in debt and creditors have begun taking legal actions to collect their money, filing for bankruptcy is often the best alternative. As soon as a bankruptcy petition is filed, it immediately stops creditor harassment, foreclosure, and repossession. We can answer all of your questions regarding bankruptcy, and help you get back on the road to financial recovery.

Contact a San Diego debt lawyer at San Diego Legal Pros
to discuss debt settlement and other financial relief options.

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