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Discharging Your Debt

Do You Have Too Many Debts?

There are many debt relief options a person can take advantage of when they have acquired too many debts. This includes filing for Chapter 7 bankruptcy debt relief. Chapter 7 is the liquidation of assets to pay off creditors. After your creditors have been paid from the proceeds of the liquidation, any remaining debts will be discharged. This means you will no longer have a legal obligation to pay back the money that you owe.

It is a common myth that all of your assets and property will be sold in a Chapter 7 bankruptcy. In fact, the law allows liquidation exemptions on many different types of assets and income, including:

  • Taxes
  • Health insurance
  • Child care
  • Car payments
  • Healthcare expenses
  • House expenses
  • Alimony

Our San Diego bankruptcy attorney can explain the bankruptcy process and determine if you qualify for Chapter 7 by having you take the means test. This test establishes general financial requirements for bankruptcy, and whether or not you have the ability to pay back creditors under Chapter 13.

Want to discuss your case in a complimentary consultation?
Call us today at (888) 875-9190.

Skilled Bankruptcy Lawyer in San Diego – (888) 875-9190

San Diego Legal Pros is a knowledgeable debt solution law firm with over 10 years of experience that can give you sound advice regarding your debt situation. We can review your finances and discuss various solutions to your money troubles, such as debt negotiation, debt settlement, loan modification, and debt consolidation, as well as bankruptcy. Our firm can conduct the means test and determine your eligibility for filing a Chapter 7 bankruptcy petition and discharging your debts. We can answer any questions you have about debt relief and how to improve your financial future. Our goal is to provide you with personalized communication and compassionate support throughout the entire process. You receive high-quality service at top-notch rates.

Contact a San Diego bankruptcy lawyer at San Diego Legal Pros for
skilled legal counsel and assistance with your debts.

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